Why do you need a mortgage broker?

Applying for a loan can be a daunting process. You share your whole financial situation with a lender, then nervously wait to see if they think you’re good enough to borrow their money — it’s as nerve wracking as asking for that first date. 

And just when you think you’ve jumped over all the hurdles and you’re finally done, the lender asks for another piece of paper to prove you’re still mortgage-worthy! Yes, it’s maddening, but I have guided thousands of people through the process and 99% of them are still loyal clients today!

Adding to these challenges, it’s really hard to get an unbiased comparison of rates, fees and lender programs, and to figure out the bottom line –how much is this house going to cost me on a monthly basis, and over time?  Does it make financial sense for me to do this?

If you choose to work with us, we will:

  • Help you put together a complete application, one that will underscore your qualifications to lenders

  • Find you the best loan rate and program for your needs

  • Show you a whole range of options:  for each, the monthly payment, taxes, insurance, HOA dues, closing costs and bottom line figure of how much this will actually cost

  • Ensure your personal information is handled with the highest levels of security, privacy and discretion

I make the process as painless as possible. I work with over 15 lenders, so we’ll select the right one for you.  I won’t submit your application until I’m sure it will be approved, and I’ll prepare all the paperwork, file it for you and deal with the lenders.  You relax while we do the work!